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Money in the Bank ladder match

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The Money in the Bank Ladder Match is a standard six man ladder match exclusive to World Wrestling Entertainment with the premise of the winner receiving a contract for a match for the World Heavyweight, WWE, or ECW Championship at a time and place of their choosing within one year of winning the match. These matches have been held at WrestleMania since their inception at WrestleMania 21 in 2005.

Those who win the match later began to be regularly referred to by the WWE as "Mister Money in the Bank".[1]

In the same way that championships are represented by title belts, the "Money in the Bank" is represented by a briefcase carried by the winner supposedly containing the contract which is cashed in for a title match. The appearances of the briefcase is usually customized for the person who is holding it.

The contract (if it hasn't yet been cashed in) can also be defended in matches (ladder or not) in much the same way a championship is.

Like the Royal Rumble, the winner of the Money in the Bank match is usually perceived (by fans and backstage insiders of the business), as a rising star and or star who has worked hard in WWE and is positioned to be inserted into the main event picture soon after.



The "Money in the Bank" match was created by Chris Jericho in early 2005. He pitched the idea on an episode of RAW and General Manager Eric Bischoff signed it for WrestleMania 21, naming Chris Jericho, Christian, Chris Benoit, Edge, Kane, and Shelton Benjamin as the participants. The winner of the match would be the person who ascended the ladder and unlatched a hanging briefcase containing the guaranteed contract.

Edge won the match. He then carried and used the briefcase as a weapon for the next nine months including once putting it on the line against Matt Hardy at WWE Homecoming, in a match where the loser had to leave RAW.

Edge used the contract at the January 2006 New Year's Revolution, defeating WWE Champion John Cena in less than two minutes directly after Cena had retained his title in an Elimination Chamber match.

Cena reclaimed the title at the Royal Rumble, exactly three weeks later.


The "Money in the Bank" idea was revived by Carlito on a February 2006 episode of RAW. Mr. McMahon approved the suggestion and set up "qualifying matches" for the match that would take place at WrestleMania 22. It was later announced that the match was to be "interpromotional" and that General Manager Theodore Long would also set up "qualifying matches" to select three members of his roster to compete.

In the RAW brand qualifying matches; Rob Van Dam defeated Trevor Murdoch, Shelton Benjamin defeated Chavo Guerrero, and Ric Flair defeated Carlito.

On SmackDown! Finlay defeated Bobby Lashley and Matt Hardy defeated The Road Warrior. Lashley, however, was able to get into the match by winning a "Last Chance Battle Royal".

Rob Van Dam won this "Money in the Bank" ladder match after pushing Benjamin and Hardy off of a ladder, while he was on another ladder, and retrieving the briefcase.

That April, Van Dam defended the contract and won the Intercontinental title in a match against Shelton Benjamin in a "contract vs title" match at Backlash. This match was the first match in which the Money in the Bank contract would not be contested in a ladder match.

Rob Van Dam cashed in his contract at the Extreme Championship Wrestling pay-per-view One Night Stand, and defeated John Cena to win the WWE Championship. The match ended with Cena getting screwed after Edge, the #1 contender to the title, interfered on behalf of Van Dam and speared Cena through a table, knocking him out long enough for Van Dam to hit his Five Star Frog Splash and allow Paul Heyman to replace the unconscious referee to count the pinfall.

Rob Van Dam would successfully defend the title against Edge two weeks later at Vengeance. However, Van Dam would go on to lose the title to Edge in a triple threat match that also featured John Cena on the July 3, 2006 episode of RAW. This happened directly after Van Dam being arrested for drug possession.


The third Money in the Bank Ladder match took place at WrestleMania 23 and featured eight participants from RAW, SmackDown! and the new ECW brand.

Raw's qualifying matches saw 2005 winner Edge defeat 2006 winner Rob Van Dam (from ECW). Jeff Hardy defeated Shelton Benjamin and a no contest between Carlito and Ric Flair that resulted in a rematch in which Randy Orton bribed his way into and won to qualify.

On SmackDown! King Booker defeated Kane in a falls count anywhere match, Matt Hardy defeated Joey Mercury and Finlay defeated MVP and Chris Benoit in a triple threat match. ECW's qualifying matches featured ECW's CM Punk defeating Raw's Johnny Nitro and SmackDown!'s Mr. Kennedy defeating ECW's Sabu.

The match would be won by Mr. Kennedy, who would then appear on both Raw and SmackDown! regularly bragging of his win, eventually declaring he would cash it in at WrestleMania XXIV. A countdown clock was put up on counting down the days until he was to cash it in. On the May 7, 2007 edition of Raw he was challenged by Edge to put the briefcase on the line that night, which Kennedy accepted. On the way to the ring for the match he was sneak attacked by Edge who would quickly defeat a beaten down Kennedy for the contract.

The next night at the WWE Friday Night SmackDown! taping World Heavyweight Champion The Undertaker and challenger Batista would wrestle for the title in a steel cage match. The match would end in a draw when both escaped at the same time, and a bloody Undertaker would then be attacked by a returning Mark Henry afterwards. Finally Edge made a surprise appearance and cashed in the contract, winning the World Title from The Undertaker and effectively becoming a part of the SmackDown! roster. He would go on to feud with Batista and was forced to vacate the title in June due to injury.


The fourth Money in the Bank ladder match took place at WrestleMania XXIV and featured seven participants from the 3 brands.

In the Raw qualifying matches, Jeff Hardy defeated Snitsky, 2007 winner Mr. Kennedy defeated Val Venis, Chris Jericho defeated Jeff Hardy in a match that was only a qualifier for Jericho, and Carlito defeated Cody Rhodes. On SmackDown!, Shelton Benjamin defeated Jimmy Wang Yang, WWE Tag Team Champion John Morrison defeated co-champion The Miz and Montel Vontavious Porter defeated Jamie Noble at a house show. On ECW CM Punk defeated Big Daddy V.

On March 11, 2008, Hardy was suspended for 60 days due to a Wellness Policy violation and removed from the match, he was not replaced and the match only featured seven participants as a result.

CM Punk would win the match. Shortly after this he would briefly align himself with ECW Champion Kane to feud with WWE Tag Team Champions John Morrison and The Miz, failing twice to capture the championships.

On the June 23, 2008 three hour draft edition of Raw, Punk would be drafted to Raw from ECW. On the next Raw, Friday Night Smackdown's World Heavyweight Champion Edge appeared on Raw to brag that Raw had no World Title (WWE Champion Triple H was drafted to SmackDown!) and the Raw superstars would never get a shot at his title again. Edge was then attacked by rival and Raw draftee Batista who left him laid out in the middle of the ring. Punk took advantage of this and cashed in the contract and defeated Edge for the World Title, bringing it to Raw in the process. He successfully defended the title against JBL later that night.


The Money in the Bank ladder match at the 25th Anniversary of WrestleMania was one of the most intense contests yet. Though it is usually a match that favors quicker, more agile Superstars, this particular iteration had some powerhouse ringers in the form of Mark Henry and Kane. But once again, CM Punk overcame all of the competition, climbing to the top of the ladder to retrieve his second Money in the Bank briefcase and become the first Superstar to win consecutive Money in the Bank Ladder Matches. A few months later, after joining the Smackdown roster, CM Punk once again picked an opportune moment to cash in his contract. At Extreme Rules, Jeff Hardy survived a brutal, punishing Ladder Match of his own to win his first World Heavyweight Championship. The charismatic enigma didn't have long to celebrate however, as The Straightedge Superstar traded in his briefcase immediately after the match, hitting Hardy with multiple Go to Sleeps to win his second World Heavyweight Title.



On the February 22 episode of Raw, it was announced that the sixth annual Money in the Bank ladder match would take place at WrestleMania XXVI. The first qualifying match was held later that night, where Christian defeated Carlito to qualify. Three more qualifying matches were held on the February 26 episode of SmackDown, with Dolph Ziggler defeating John Morrison and R-Truth in a Triple Threat match, Kane defeating Drew McIntyre, and Shelton Benjamin defeating CM Punk to qualify. The March 1 episode of Raw saw both Jack Swagger and Montel Vontavious Porter qualify by defeating Santino Marella and Zack Ryder respectively. Matt Hardy was the next to qualify for the match when he defeated Drew McIntyre on the March 5 episode of SmackDown. In what was initially declared as the final qualifying match, Evan Bourne defeated William Regal on the March 8 episode of Raw to become the eighth competitor. Due to his favorable association with WWE Chairman Vince McMahon, McIntyre was given a third chance on the March 12 episode of SmackDown to qualify for the match. In what would also be made a WWE Intercontinental Championship defense by SmackDown general manager Theodore Long, McIntyre defeated local competitor Aaron Bolo to qualify. On the March 23 episode of Raw, the number of participants was once again increased to a record ten, when Kofi Kingston defeated Vladimir Kozlov to qualify.

At WrestleMania XXVI, Jack Swagger won the match after knocking Christian off a ladder with the briefcase itself. The following night on Raw, Swagger attempted to cash in his shot against the WWE Champion John Cena after ambushing Cena. However, as Cena recovered too quickly from the ambush, Swagger cancelled his match and retained his contract. The next night, at the taping for the April 2, 2010 episode of SmackDown, after Edge attacked then World Heavyweight Champion Chris Jericho, Swagger cashed in his contract and successfully claimed the World Heavyweight Championship.


In February 2010, WWE announced that "Money in the Bank" would be the title to their July 18 pay-per-view event at the Sprint Center in Kansas City, Missouri. The event included two Money in the Bank ladder matches featuring the Raw and SmackDown brands respectively. Unlike previous iterations of the match, the winners can only challenge for their own brand's World Championship. All eight competitors for the Raw brand's match were announced on the June 28 episode of Raw by [[List of WWE Raw guest host Rob Zombie. The eight competitors were Randy Orton, The Miz, R-Truth, Chris Jericho, Evan Bourne, Ted DiBiase, John Morrison and Edge. On the July 5th episode of Raw, R-Truth was involved in an injury storyline with The Miz and was subsequently removed from the match and replaced by Mark Henry. Two days later, WWE announced six of the competitors for the SmackDown brand's match through its official website: Matt Hardy, Kane, "Dashing" Cody Rhodes, Christian, Kofi Kingston and The Big Show. On the July 9th episode of SmackDown, Drew McIntyre and Dolph Ziggler both competed in qualifying matches and were added to the match.

At the PPV, Kane won the SmackDown Money in the Bank match. He cashed it in the same night by defeating Rey Mysterio to win the World Heavyweight Championship. He also became the quickest man to cash in the briefcase. For Raw, The Miz won that brand's Money in the Bank contract. After a couple of aborted attempts (which due to the bell not sounding to start the matches, allowed Miz to keep the briefcase), Miz finally cashed in his title opportunity on the November 22, 2010 episode of Raw, immediately after Randy Orton successfully retained the WWE Championship against Wade Barrett in which The Nexus attacked Orton before the match and injured his right leg. Miz went on to defeat Orton with a Skull Crushing Finale to win his first WWE Championship.


WrestleMania XXVII was the first such event in six years that did not feature a Money in the Bank ladder match. However, a second Money in the Bank pay-per-view took place on July 17, 2011 at the Allstate Arena in Rosemont, Illinois. Raw's Alberto Del Rio and SmackDown's Daniel Bryan won their respective brands' 2011 Money in the Bank Ladder Match. At the end of the night, after CM Punk won the WWE Championship from John Cena, Vince McMahon ordered Del Rio to come in and attempt to cash in his briefcase against Punk. (Punk had threatened to leave the company after the pay-per-view, as his contract was expiring.) Del Rio came out to do so, but got taken out with a kick to the head, and Punk fled through the crowd. A similar cash-in attempt was performed on then-champion Rey Mysterio on the July 25, 2011 episode of Raw, but Del Rio was again unable to cash in the briefcase. However, Del Rio was able to cash in his briefcase and defeated CM Punk for the WWE Championship at SummerSlam on August 14, 2011.

On the July 22, 2011 episode of SmackDown, Daniel Bryan announced that he was going to cash his contract in at WrestleMania XXVIII. On the November 25, 2011 episode of SmackDown, Daniel Bryan cashed in on World Heavyweight Champion Mark Henry, who had been knocked out by the Big Show. Bryan got the pinfall victory and was awarded the championship, however SmackDown General Manager Theodore Long overruled the match due to Henry not being medically cleared to compete, the first time a Money in the Bank cash-in match was reversed. Since the match never officially took place, Bryan was given the briefcase back and again reiterated that he planned on cashing in at WrestleMania XXVIII. On December 18, 2011 at the TLC: Tables, Ladders & Chairs pay-per-view Big Show defeated Mark Henry to win the World Heavyweight Championship, Bryan then cashed in his briefcase on Big Show to win his first World Heavyweight Championship.


For the second straight year, a Money in the Bank ladder match didn't take place at WrestleMania. But a third Money in the Bank pay-per-view took place on July 15, 2012 at the US Airways Center in Phoenix, Arizona. There were the usual two Money in the Bank ladder matches; however, the matches were no longer separated by brands (RAW and SmackDown). Instead, they were separated by Championship (WWE Championship and World Heavyweight Championship).

Match history

Official Money In The Bank Ladder Matches

Official cashed in Money in the Bank matches

Seth Rollins defeated Brock Lesnar (c) (w/ Paul Heyman) & Roman Reigns in a Triple Threat Match to win the WWE World Heavyweight Championship at WrestleMania XXXI

  • This match was originally a singles match between Lesnar and Reigns, however Rollins cashed in his Money in the Bank contract while the match was in progress, making it a triple threat.

Money in the Bank defenses

Along with the official Money in the Bank ladder matches that have taken place at WrestleMania, there have been matches in which the current holder of the Money in the Bank contract has placed their championship shot on the line against an opponent. The Money In The Bank contract has only changed hands once in a defense to date.

This match was also a "loser leaves RAW" match and saw Matt Hardy being sent to SmackDown!.
This match also had Benjamin's Intercontinental Championship on the line. Rob Van Dam won the match, retaining his MitB and winning the IC Championship.
  • Edge defeated Mr.Kennedy (MitB Holder) on an episode of Raw to win the Money in the Bank contract.
Edge attacked Kennedy before the match and pinned within a few seconds.
  • Dolph Ziggler defended his twice in 2012, first against Chris Jericho at Summer Slam, then again against John Cena in TLC.


  • Rob Van Dam is the only man to have held a title with his breifcase. He was WWE Intercontientnal Champion while holding it.
  • Kane and Christian (6) have competed in more Money in the Bank matches than anyone else with Shelton Benjamin (5) trailing just behind them. This doesn't include WrestleMania however, as Shelton holds that record.
  • Rob Van Dam was the first to have his Money in the Bank briefcase with a customized appearance.
  • The first two winners, Edge and Rob Van Dam, both cashed in in 2006.
    Punk WM 25

    CM Punk after winning his second Money in the Bank Ladder match.

  • The first two winners made one successful defense of their briefcase before cashing it in. Edge who defended it against Matt Hardy in a Ladder match on WWE Raw and Rob Van Dam who defended it against Shelton Benjamin at Backlash 2006.
  • CM Punk and Edge are the only men to hold the breifcase case twice, but only CM Punk has won the actual match twice. He did so two years in a row at Wrestlemania XXIV and Wrestlemania 25.
  • Winners have cashed in on the World Heavyweight Champion eight times and only six times on the WWE Champion.
  • The year of 2010 has the most Money In The Bank Ladder matches, with three, which were won by Jack Swagger, Kane, and The Miz.


  1. A cash-in history of Money in the Bank winners "This helps explain why the WWE Universe has always eagerly awaited when and where "Mr. Money in the Bank" will feel the time is right for seizing his moment."

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